Monetary Portfolio Consultants, L.L.C. No-Risk Moneyback Guarantee

If you are not 100% satisfied, simply contact MPC within 7 days after you have received your coins for a full refund, with no questions asked.

Monetary Portfolio Consultants, L.L.C. Disclaimer

Copyright © 1999,2000, 2001. All Rights Reserved.
Reproduction or quotation of any contents contained in this presentation is prohibited without written permission of Monetary Portfolio Consultants, L.L.C.

Disclaimer: The coin market is speculative and unregulated. Many areas of numismatics lend themselves to third party grading and authentication. Certification does not eliminate all risks associated with the grading of coins. Recommendations are meant for those who are financially suited for the risks involved. Past performance is not a guarantee of future results. Monetary Portfolio Consultants, L.L.C., its principals and representatives do not guarantee a profit, or guarantee that losses may not be incurred as a result of the use of its recommendations. They may also have positions in areas they recommend. The Monetary Portfolio Consultants, L.L.C. web site does not offer personalized legal or investment advice.

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NGC Guarantee

NGC guarantees that all coins submitted to it shall be graded by a minimum of three (3) NGC grading experts in accordance with NGC grading standards and procedures. In the event the purchaser of an NGC coin believes that the coin has been overgraded with respect to such standards and procedures, the purchaser may submit any such coin to NGC for regrading under a procedure which assures that graders are unaware of the grade originally assigned. The fee for such regrading shall be $20. If the grade determined under such regrading procedure is lower than that originally assigned to the coin, NGC shall pay the difference between the fair market value of the coin, as determined by arm's length current bids of NGC dealers, at the newly established grade and the grade originally assigned to such coin.

Warning: Exception to NGC guarantee copper coins can oxidize after sealing. In such an event, the coin grade may diminish. Therefore, the NGC guarantee shall not be applicable to copper coins. Clerical error with respect to the description or grade of the coin which would be readily noticed on inspection shall not be subject to the NGC guarantee herein stated.

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PCGS Guarantee

WRITTEN RECEIPT: When the customer submit coins to the authorized dealer for grading by PCGS, the authorized dealer will provide the customer with a receipt identifying the submitted coins.

PROMPT SUBMISSION FOR GRADING: The coins will then be promptly delivered to PCGS (in no event no later than ten (10) days after the customer delivers the coins to the authorized dealer).

PROOF OF SUBMISSION: The customer is entitled to receive, within fifteen (15) days after the customer delivers the coins to the authorized dealer, a copy of the PCGS invoice form prepared by the authorized dealer for submission to PCGS.

PROMPT RETURN AFTER GRADING: The authorized dealer will promptly return the customers graded and holdered coins to the customer within five (5) days after the authorized dealer receives them from PCGS, unless directed otherwise by the customer.

CAREFUL HANDLING: The customers coins will be returned to the customer in the same condition they were in when the customer delivered them to the authorized dealer.

GUARANTEED GRADE AND AUTHENTICITY: As a owner of a PCGS graded coin, the customer will have the benefit of PCGS's Guarantee of Grade and Authenticity and each PCGS authorized dealer will accept the grades assigned to the coins by PCGS.

FAIR MARKET PRICES: The customer can call PCGS at 1-800-447-8848 to report any instance in which an authorized dealer, in offering to buy a PCGS coin from the customer, attempts to justify a lower than market purchase or bid price for the PCGS coin on the basis of allegedly improper grading by PCGS, or provides the customer with an unreasonably low purchase or bid price for PCGS coin (with or without any allegation relating to PCGS grading of the coin).

PRODUCT RELIABILITY: In the event that PCGS develops and uses different coin holders, each authorized dealer will treat and deal with all PCGS coins without ant distinction based on the type of holder.

COURTEOUS, HONEST SERVICE: Each authorized dealer will at all times give the customer prompt, courteous and efficient service, and, in all the authorized dealer's transactions with the customer, will observe the highest standards of honesty, integrity, fair dealing and ethical conduct.

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